Tariffs & Rates

		Normal Rates		Senior Citizens (Year 60 and above)
Description	Interest Payment	Interest Rate (p.a.)	Annual Effective Rates	Interest Rate (p.a.)	Annual Effective Rates
1 Month	Interest at maturity	4.00	4.07	4.00	4.07
3 Months	Interest at maturity	4.50	4.58	4.50	4.58
6 Months	Interest at maturity	4.75	4.81	4.75	4.81
12 Months	Interest paid monthly	5.75	5.90	6.25	6.43
12 Months	Interest at maturity	6.00	6.00	6.50	6.50
24 Months	Interest paid monthly	6.75	6.96	7.25	7.50
24 Months	Interest paid annually	7.00	7.00	7.50	7.50
24 Months	Interest at maturity	7.50	7.24	8.00	7.70
36 Months	Interest paid monthly	6.80	7.02	7.30	7.55
36 Months	Interest paid annually	7.10	7.10	7.60	7.60
36 Months	Interest at maturity	7.80	7.25	8.30	7.68
48 Months	Interest paid monthly	6.90	7.12	7.40	7.66
48 Months	Interest paid annually	7.15	7.15	7.65	7.65
48 Months	Interest at maturity	8.10	7.27	8.60	7.67
60 Months	Interest paid monthly	7.10	7.34	7.60	7.87
60 Months	Interest paid annually	7.40	7.40	7.90	7.90
60 Months	Interest at maturity	8.60	7.42	9.10	7.79

Description	Facility Amount	Fee per facility
Leasing	Up to Rs. 1,000,000/-	Rs. 5,000/-
	Rs. 1,000,001/- to Rs. 2,000,000/-	Rs. 12,500/-
	Rs. 2,000,001/- to Rs. 3,000,000/-	Rs. 15,500/-
	Rs. 3,000,001/- to Rs. 5,000,000/-	Rs. 17,500/-
	Above Rs. 5,000,001/-	Rs. 25,500/-
Mortgage Loan Facilities	Up to Rs. 5,000,000/-	0.3% of the facility amount subject to minimum Rs. 5,000/-
	Above Rs. 5,000,001/-	0.5% of the facility amount subject to minimum Rs. 50,000/-
Business Loan facilities	Up to Rs. 2,000,000/-	1% of the facility amount
	Above Rs. 2,000,001/-	0.5% of the facility amount subject to minimum Rs. 200,000/-
Pledge Loan	Up to Rs. 2,000,000/-	Rs. 5,000/-
	Above Rs. 2,000,001/-	Rs.10,000/-