Tariffs & Rates

 Normal RatesSenior Citizens (60 years and above)
DescriptionInterest PaymentInterest Rate (p.a.) Annual Effective RatesInterest Rate (p.a.) Annual Effective Rates
1 MonthInterest at maturity4.504.594.504.59
3 MonthsInterest at maturity5.
6 MonthsInterest at maturity5.255.325.255.32
12 MonthsInterest paid monthly6.256.436.756.96
12 MonthsInterest at maturity6.506.507.007.00
24 MonthsInterest paid monthly6.756.977.257.51
24 MonthsInterest paid annually7.007.007.507.50
24 MonthsInterest at maturity7.507.248.007.70
36 MonthsInterest paid monthly6.807.037.307.57
36 MonthsInterest paid annually7.107.107.607.60
36 MonthsInterest at maturity7.807.258.307.68
48 MonthsInterest paid monthly6.907.147.407.67
48 MonthsInterest paid annually7.157.157.657.65
48 MonthsInterest at maturity
60 MonthsInterest paid monthly7.107.357.607.89
60 MonthsInterest paid annually7.407.407.907.90
60 MonthsInterest at maturity8.607.429.107.79

DescriptionFacility AmountFee per facility
Leasing Up to Rs. 1,000,000/-Rs. 5,000/-
Rs. 1,000,001/- to Rs. 2,000,000/-Rs. 12,500/-
Rs. 2,000,001/- to Rs. 3,000,000/-Rs. 15,500/-
Rs. 3,000,001/- to Rs. 5,000,000/-Rs. 17,500/-
Above Rs. 5,000,001/-Rs. 25,500/-
Mortgage Loan FacilitiesUp to Rs. 5,000,000/-0.3% of the facility amount subject to minimum Rs. 5,000/-
Above Rs. 5,000,001/-0.5% of the facility amount subject to minimum Rs. 50,000/-
Business Loan facilities Up to Rs. 2,000,000/-1% of the facility amount
Above Rs. 2,000,001/-0.5% of the facility amount subject to minimum Rs. 200,000/-
Pledge LoanUp to Rs. 2,000,000/-Rs. 5,000/-
Above Rs. 2,000,001/-Rs.10,000/-