Tariffs & Rates

 Normal RatesSenior Citizens (Year 60 and above)
DescriptionInterest PaymentInterest Rate (p.a.)Annual Effective RatesInterest Rate (p.a.)Annual Effective Rates
1 MonthInterest at maturity16.0017.2316.0017.23
3 MonthsInterest at maturity16.5017.5516.5017.55
6 MonthsInterest at maturity17.0017.7217.0017.72
12 MonthsInterest paid monthly17.0018.3917.5018.97
12 MonthsInterest at maturity18.0018.0018.5018.50
24 MonthsInterest paid monthly15.0016.0815.5016.65
24 MonthsInterest paid annually16.0016.0016.5016.50
24 MonthsInterest at maturity17.0015.7617.5016.19
36 MonthsInterest paid monthly15.0016.0815.5016.65
36 MonthsInterest paid annually16.0016.0016.5016.50
36 MonthsInterest at maturity17.0014.7017.5015.07
48 MonthsInterest paid monthly15.0016.0815.5016.65
48 MonthsInterest paid annually16.0016.0016.5016.50
48 MonthsInterest at maturity17.0013.8517.5014.19
60 MonthsInterest paid monthly15.0016.0815.5016.65
60 MonthsInterest paid annually16.0016.0016.5016.50
60 MonthsInterest at maturity17.0013.0917.5013.40

DescriptionFacility AmountFee per facility
Leasing Up to Rs. 1,000,000/-Rs. 5,000/-
Rs. 1,000,001/- to Rs. 2,000,000/-Rs. 12,500/-
Rs. 2,000,001/- to Rs. 3,000,000/-Rs. 15,500/-
Rs. 3,000,001/- to Rs. 5,000,000/-Rs. 17,500/-
Above Rs. 5,000,001/-Rs. 25,500/-
Mortgage Loan FacilitiesUp to Rs. 5,000,000/-0.3% of the facility amount subject to minimum Rs. 5,000/-
Above Rs. 5,000,001/-0.5% of the facility amount subject to minimum Rs. 50,000/-
Business Loan facilities Up to Rs. 2,000,000/-1% of the facility amount
Above Rs. 2,000,001/-0.5% of the facility amount subject to minimum Rs. 200,000/-
Pledge LoanUp to Rs. 2,000,000/-Rs. 5,000/-
Above Rs. 2,000,001/-Rs.10,000/-