Tariffs & Rates

 Normal RatesSenior Citizens (Year 60 and above)
DescriptionInterest PaymentInterest Rate (p.a.)Annual Effective RatesInterest Rate (p.a.)Annual Effective Rates
1 MonthInterest at maturity8.008.308.008.30
3 MonthsInterest at maturity8.508.778.508.77
6 MonthsInterest at maturity9.009.209.009.20
12 MonthsInterest paid monthly9.009.389.509.92
12 MonthsInterest at maturity10.0010.0010.5010.50
24 MonthsInterest paid monthly9.509.9210.0010.47
24 MonthsInterest paid annually10.0010.0010.5010.50
24 MonthsInterest at maturity10.7510.2311.2510.68
36 MonthsInterest paid monthly9.509.9210.0010.47
36 MonthsInterest paid annually10.0010.0010.5010.50
36 MonthsInterest at maturity11.2510.1611.7510.57
48 MonthsInterest paid monthly9.509.9210.0010.47
48 MonthsInterest paid annually10.0010.0010.5010.50
48 MonthsInterest at maturity11.509.9212.0010.30
60 MonthsInterest paid monthly9.509.9210.0010.47
60 MonthsInterest paid annually10.0010.0010.5010.50
60 MonthsInterest at maturity12.009.8612.5010.20

DescriptionFacility AmountFee per facilityInterest Rates
Leasing Up to Rs. 1,000,000/-Rs. 6,000/- to Rs. 8,000/ (Dependent on the Vehicle Type)17% Upwards
Rs. 1,000,001/- to Rs. 2,000,000/-Rs. 12,500/-
Rs. 2,000,001/- to Rs. 3,000,000/-Rs. 15,500/-
Rs. 3,000,001/- to Rs. 5,000,000/-Rs. 17,500/-
Above Rs. 5,000,001/-Rs. 25,500/-
Mortgage Loan FacilitiesUp to Rs. 5,000,000/-0.3% of the facility amount subject to minimum Rs. 5,000/-20% Upwards
Above Rs. 5,000,001/-0.5% of the facility amount subject to minimum Rs. 50,000/-
Gold Loan0.65% for advance amount1.65% Upwards (Per Month)