Tariffs & Rates

		Normal Rates		Senior Citizens (Year 60 and above)
Description	Interest Payment	Interest Rate (p.a.)	Annual Effective Rates	Interest Rate (p.a.)	Annual Effective Rates
1 Month	Interest at maturity	7.00	7.23	7.00	7.23
3 Months	Interest at maturity	7.50	7.71	7.50	7.71
3 Months	Interest paid monthly	7.00	7.23	7.00	7.23
6 Months	Interest at maturity	8.00	8.16	8.00	8.16
6 Months	Interest paid monthly	7.50	7.76	7.50	7.76
12 Months	Interest paid monthly	8.50	8.84	9.00	9.38
12 Months	Interest at maturity	9.25	9.25	9.75	9.75
15 Months	Interest paid monthly	9.50	9.92	10.00	10.47
15 Months	Interest at maturity	10.00	10.00	10.50	10.50
24 Months	Interest paid monthly	9.75	10.20	10.25	10.75
24 Months	Interest paid annually	9.75	9.75	10.25	10.25
24 Months	Interest at maturity	10.50	10.00	11.00	10.45
36 Months	Interest paid monthly	9.00	9.38	9.50	9.92
36 Months	Interest paid annually	9.75	9.75	10.25	10.25
36 Months	Interest at maturity	10.75	9.75	11.25	10.16
48 Months	Interest paid monthly	9.00	9.38	9.50	9.92
48 Months	Interest paid annually	10.00	10.00	10.50	10.50
48 Months	Interest at maturity	11.00	9.54	11.50	9.92
60 Months	Interest paid monthly	9.25	9.65	9.75	10.20
60 Months	Interest paid annually	10.00	10.00	10.50	10.50
60 Months	Interest at maturity	11.75	9.68	12.25	10.03

Description	Facility Amount	Fee per facility	Interest Rates
Leasing/Business Draft/ Motor Draft/ Vehicle Loan	Rs.100,000/- Upwards	Rs.8,000/ (Dependent on the Vehicle Type)	14% Upwards
Micro Leasing (Bike)	Rs.100,000/- Upwards	Rs.6,200/-	23% Upwards
Micro Leasing (Three Wheel)	Rs.100,000/- Upwards	Rs.6,200/-	20% Upwards
Gold Loan	01 Month	0.5% for a advance	19.2 % Per Annum
	03 Months	0.5% for a advance	19.2% Per Annum
	06 Months	N/A	19.2% Per Annum
	12 Months	N/A	19.2 % Per Annum