Tariffs & Rates

		Normal Rates		Senior Citizens (Year 60 and above)
Description	Interest Payment	Interest Rate (p.a.)	Annual Effective Rates	Interest Rate (p.a.)	Annual Effective Rates
1 Month	Interest at maturity	9.00	9.38	9.00	9.38
3 Months	Interest at maturity	9.50	9.84	9.50	9.84
6 Months	Interest at maturity	9.50	9.73	9.50	9.73
12 Months	Interest paid monthly	9.50	9.92	10.00	10.47
12 Months	Interest at maturity	10.00	10.00	10.50	10.50
24 Months	Interest paid monthly	9.75	10.20	10.25	10.75
24 Months	Interest paid annually	10.50	10.50	11.00	11.00
24 Months	Interest at maturity	12.00	11.36	12.50	11.80
36 Months	Interest paid monthly	9.75	10.20	10.25	10.75
36 Months	Interest paid annually	10.50	10.50	11.00	11.00
36 Months	Interest at maturity	12.00	10.78	12.50	11.18
48 Months	Interest paid monthly	9.75	10.20	10.25	10.75
48 Months	Interest paid annually	10.50	10.50	11.00	11.00
48 Months	Interest at maturity	12.00	10.30	12.50	10.67
60 Months	Interest paid monthly	9.75	10.20	10.25	10.75
60 Months	Interest paid annually	10.50	10.50	11.00	11.00
60 Months	Interest at maturity	13.00	10.53	13.50	10.87

Description	Facility Amount	Fee per facility	Interest Rates
Leasing	Up to Rs. 1,000,000/-	Rs. 5,000/-	17% Upwards
	Rs. 1,000,001/- to Rs. 2,000,000/-	Rs. 12,500/-
	Rs. 2,000,001/- to Rs. 3,000,000/-	Rs. 15,500/-
	Rs. 3,000,001/- to Rs. 5,000,000/-	Rs. 17,500/-
	Above Rs. 5,000,001/-	Rs. 25,500/-
Mortgage Loan Facilities	Up to Rs. 5,000,000/-	0.3% of the facility amount subject to minimum Rs. 5,000/-	20% Upwards
	Above Rs. 5,000,001/-	0.5% of the facility amount subject to minimum Rs. 50,000/-	20% Upwards
Gold Loan		0.65% for advance amount	1.65% Upwards (Per Month)